The Church Lender — Advisory & Financing Services for Hispanic Churches

Trusted by Hundreds of Hispanic Churches Nationwide + Puerto Rico

The Only Full-Service Financing & Advisory Firm Built Exclusively for Hispanic Churches

We’re a full-scale consulting firm of executives serving Hispanic churches in all 50 states — expansion, corporate restructuring, financing, real estate acquisition, construction, and 501(c)(3)/NFP compliance, all in-house, never referred out. $500M+ facilitated. 20+ years. Hundreds of churches served.

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Book My Consultation

Consultation fee $250 (PayPal: $258 with processing fee). Fully credited if you engage any of our services within 30 days.

Pay with Zelle ($250, no processing fee)▾

Send to: [email protected]. After paying, send us your confirmation by WhatsApp.

Send Confirmation via WhatsApp

Real Results

Real Churches. Real Outcomes.

Watch real testimonials from churches we've served

$7.2 million in purchase + refinancing, after strategic litigation

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From a 30-day eviction to owning their own temple

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Daytona, Florida pastors share their experience

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A church secured their building in under 45 days — full advisory, financing, and a 3-year growth plan.

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Your 30-Minute Consultation with the Director

What can we talk about?

Refinancing — church or residentialChurch financingRestructuring of operationsReal estate developmentOpen a business or expansion501(c)(3) or risk of losing your statusRent a space or facing displacementFind a property to purchaseInvestment and investor partnersOther

Tell us your topic when you send your times on WhatsApp.

Why $250?

It's not a sales call. It's a 30-minute session with the director of a firm of licensed attorneys, lenders, investors and developers, nationwide.

You leave with a clear action plan and a written summary.

Imagine clearing up all your doubts in 30 minutes, knowing exactly what to do, and avoiding costly mistakes before you take the first step.

Our time is valuable, and so is yours.

The full $250 is credited if you work with us.

  • Pay for your consultation using the Book My Consultation button.
  • After paying, send us your available times via WhatsApp and we will confirm your call or video call — your choice.
  • Your call is 30 minutes; if you are more than 10 minutes late, the slot is released.
  • Schedule changes are accepted with at least 24 hours notice.
  • When sending your times, tell us your church name and city, what you want to achieve (purchase, refinance, restructure, or other), and whether you have a property in mind.
  • If available, have ready your 501(c)(3) letter, most recent financial statements, and the property address.
  • If possible, have your treasurer or a board member join you.
  • At the end you will receive a summary of where your church stands and the next steps.
Send My Available Times via WhatsApp
Pay with Zelle ($250, no processing fee)▾

Send to: [email protected]. After paying, send us your confirmation by WhatsApp.

Send Confirmation via WhatsApp
Watch This First

Watch a 30-day eviction notice become their own church home

From a 30-day eviction to owning their own temple

This Could Be Your Church
Real Stories

Real Churches We've Helped

A look at some of the churches we've worked with across the country.

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Hundreds
Churches Served
Nationwide
Coverage + Puerto Rico
20+
Years of Experience
$500M+
In Financing Facilitated

A FULL-SERVICE FIRM

Consulting. Real Estate. Financing. A to Z.

We're not just a lender — we're a full-service advisory firm guiding Hispanic churches through every step, from compliance to construction.

Real Estate

Nationwide off-MLS property search, site evaluation, and acquisition strategy — from first look to closing table.

Financing

Direct private lending and construction loan coordination.

Compliance & Advisory

501(c)(3)/NFP compliance, governance restructuring, and financing-readiness for churches nationwide.

Construction & Development

Architecture, engineering, and construction loan coordination — from concept to grand opening.

Our Services

Comprehensive Advisory Services

Strategic Advisory

Long-term planning, financial health assessments, faith-based investment strategies, and growth strategy for your congregation.

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Ministerial Compliance

Governance restructuring, bylaws, and operational compliance to protect your ministry.

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Real Estate Financing

Church purchase, refinancing, and property appraisal and valuation solutions tailored to faith-based organizations.

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Construction Loans

End-to-end guidance for new sanctuary construction, major renovation projects, and capital campaign planning.

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Refinancing

Lower your rate, consolidate debt, or unlock equity in your church’s property with a refinancing solution built for your ministry.

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Open a Business or Church

From site search to financing and construction, we guide congregants and ministries through starting a new business or planting a new church.

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Bilingual Web Design

Professional bilingual websites that reflect your church's mission and reach your community.

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501(c)(3) & NFP Compliance

Formation, compliance, and status management for 501(c)(3) and other nonprofit organizations, backed by expert IRS coordination.

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Legal Services

In-house legal counsel for church and nonprofit real estate, compliance, and corporate matters — never referred out.

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Operations Structuring

Corporate and operational structuring, including non-profit asset management and ministry fund allocation, for new or existing churches and ministries — built to support growth and expansion.

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Why Choose Us

The Full-Scale Firm Built Exclusively for Hispanic Churches

The Church Lender is the only full-service firm in the country built exclusively for Hispanic churches — an in-house team of attorneys, compliance specialists, and real estate professionals who carry every deal from first call to closing without referring it out. Where other lenders stop at financing, we go further: 501(c)(3) and nonprofit compliance, IRS reinstatement, governance restructuring, real estate acquisition, and ground-up construction, all under one roof, in the language and culture our clients live in every day. Over 20 years, we've facilitated more than $500M in financing and guided hundreds of churches nationwide and in Puerto Rico — including congregations that came to us facing eviction notices, revoked tax-exempt status, or years of being turned away by lenders who didn't understand their world. We don't just know the numbers; we know the difference between a loan file and a ministry's future, and we build every strategy around that.

Real Church Lender clients touring their new church sanctuary
20+
Years Serving Churches

OUR NETWORK

Need Something Else? Meet Our Partners

The Church Lender is part of the CAC Investment Strategies family. We also work closely with MBANC, an affiliated, family-owned mortgage bank, and The Hard Money Guys, our private-capital lending division for investors.

The Hard Money Guys

Direct private money for real estate investors in the NYC metro area and Long Island — no brokers, closings in as fast as 7 days.

MBANC

An affiliated, family-owned direct mortgage bank, funding since 2005 — purchase, refinance, cash-out, and investment property loans, processed and underwritten in-house.

Real Church Lender clients celebrating their closing

Take the Next Step

Ready to Take the Next Step?

Whether you need 501(c)(3)/NFP compliance, financing for a new sanctuary, or a full restructuring of your ministry — we're here to help.