Privacy Policy
CAC Investment Strategies, LLC, doing business as The Church Lender ("Company," "CAC," "us," or "we") respects the privacy of the visitors to our websites, including thechurchlender.com and cacstrategies.com (each a "website" or "site"), and of our clients. This privacy policy ("privacy policy" or "policy") is an agreement between the Company and you, as the user of the website ("you"). This agreement tells you when this policy is effective, what information we collect from you, how we might use it, how you can review or change the personal information you provided to us, how we may change this policy, and the steps we take to ensure that your personal information is protected. We take your privacy very seriously and we understand that your privacy is important. By continuing to use the Website, you agree to this Privacy Policy and the collection, use, disclosure, and storage of your personal information as described by this Privacy Policy. If you do not agree to the policy, you may not use our website.
Agreement to Terms
All activities in which you may engage on this website are voluntary. You are not required to provide any personal information to us unless you choose to access features on this site which require the information.
Effective Date and Changes to Privacy Policy
This privacy policy is effective as of July 29, 2024 and will remain in effect except with respect to any of its provisions that are changed in the future. We reserve the right to change this privacy policy at any time; changes are effective immediately on posting.
Information We Collect
When you use the Website, we may collect personal information about you, such as your name, address, Social Security number, telephone number, email address, asset information, income information, or any other information that you submit on applications or other forms made available through the Website. We collect this information when you request a consultation, quotes, begin an application, or make an advisory inquiry. We may also collect personal information from third-party sources. We also automatically collect certain information such as your IP address, browser and operating system type, date and time of your visit, and the website that referred you to us.
Disclaimers
This privacy policy does not extend to anything inherent in the operation of the Internet and is not to be applied contrary to applicable law. This online privacy policy only applies to information collected through this site.
Cookies and Other Tracking Technologies
Our Website uses cookies and other tracking technologies such as web beacons. We use both first and third-party cookies and tracking technologies. We may use them to monitor how the Website is used, customize content, serve advertisements, evaluate advertising campaigns, identify problems, improve the Website, analyze traffic, monitor security, and gauge communication effectiveness. Most browsers allow you to reject cookies, though some site features may not function as intended if you do.
Tracking
Our first-party cookies do not track users over time and across third-party websites, so the Website does not respond to do-not-track signals. We also use third-party cookies to serve targeted advertisements on the Website and third-party sites, which may track users over time and across sites.
How We Use Collected Information
We use personal, business, and anonymous information to complete and fulfill your loan application, to respond to and fulfill your requests, for marketing communications, for business purposes such as analysis and developing new products and services, to improve the Website and for analytics, or for any other purpose to which you consent. The Fair Credit Reporting Act gives you the opportunity to limit the sharing of non-experience information among our affiliates — information used to establish eligibility for consumer credit, insurance, or deposit accounts, from your applications, a credit report, or sources used to verify representations you made such as employment history.
How We Share Personal Information
We only share personal information with third parties as described in this policy: vendors who provide employment and income verification, banking information, degree verification, title, document import, or other necessary services; any purpose to which you expressly consent; other third parties if necessary to protect our rights or the rights or safety of others; and other third parties as required by law or regulation.
We limit the information sent to service providers and require that they only use it to perform the requested services and have adequate security measures in place. For example, after you authorize us to verify your credit history, we send the minimal information needed in encrypted form to the relevant credit bureaus. For retrieving bank information such as transactions, balances, and accounts, we use third-party service providers.
In the event of a corporate transaction such as a reorganization, merger, sale, joint venture, assignment, or transfer of our business or assets, personal information may be transferred to the relevant third party.
End-user consent and information will not be shared with third parties, subsidiaries, or affiliates for marketing purposes. Other than as described in this policy, we do not sell, trade, or otherwise transfer your personal information to third parties without informing you in advance.
How We Protect Personal Information
We use reasonable physical, technical, and administrative security measures to protect personal information from loss, misuse, unauthorized access, or improper disclosure, including encryption when transmitting information to and from the Website and with third-party service providers. We cannot guarantee the security of any information disclosed online, and by using the site you acknowledge that any information you provide is at your own risk.
No Use of This Site by Persons Under 18
We intend only persons 18 or older to use this website; registration information from anyone under 18 will not be accepted.
Children's Privacy
We are a general audience site and do not direct content at children under 13. If we learn a user is under 13, we will promptly delete any personal information in that user's account.
Access to and Control Over Information
You may opt out of future marketing contacts at any time by contacting us via the email or phone number on our website. You may see what data we have about you, change or correct it, delete information we're not required by law to keep, and express any concern about our use of your data.
Your Rights under the Florida Information Protection Act of 2014:
- You may cancel your registration and opt out of emails at any time.
- You have the right to opt out of the sale of your personal information by emailing contact@thechurchlender.com.
- You have the right to request deletion of your personal information by messaging us on WhatsApp at +1 561-424-7886 (wa.me/15614247886) or emailing us, subject to statutory exclusions.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us at:
CAC Investment Strategies, LLC d/b/a The Church Lender
101 Plaza Real South
Boca Raton, FL 33432
WhatsApp: +1 561-424-7886 (wa.me/15614247886)
Email: contact@thechurchlender.com